When is it okay to start dating after divorce
When is it okay to start dating after divorce - twdatingoffers com
“Dating in your 20s is so different from dating in your 40s,” Shauna says.
I don’t want to squander this second chance.” That includes investing in the right man this time around as well.
She was attracted to Dan, she says, mainly because they had the same religious beliefs and were part of the same congregation.
The couple married in 1997 when Shauna was 25, and over the years Dan was always the breadwinner while she mostly worked part-time at odd jobs.
“I took some accounting courses off and on during our marriage, and was lucky enough to get this payroll accounting job with a great company a couple of years before my marriage broke up.” And with her new payroll coordinator job, Shauna is working to build a solid financial plan.
Right now, she’s investing ,500 a year in her company’s defined contribution pension plan, where her money is matched dollar for dollar by her employer.
But even if he had, she’s not certain she would have been able to determine if he had her best interests at heart.
From her experience, advisors “will often say they’re not commission-based, but it’s hard to know whose rubbing whose back.And despite her hesitation about saving versus paying down debt, she’s also contributing biweekly towards the purchase of Canada Savings Bonds. “I’m trying to change that now.” Something else she’d like to accomplish is to learn a sensible approach to investing that will help grow her own personal portfolio.Recently, she picked a couple of mutual funds and says she’s happy with their performance—but also admits, “I’ve just been doing what I see others doing.” She knows the next step is to find an advisor she likes and to put together an investment plan—not to mention, deal with all the penny stocks in her various accounts—so that she can have a bright future. “I met with one advisor at a local financial institution but he never called me back,” Shauna says.He squandered a lot of their income investing in penny stocks, Shauna says.“He would always be disappointed we didn’t have large amounts of money socked away in RRSPs at year end.During their marriage, whatever money the Rays had was invested either in their house, or in cyclical penny stocks that Dan was convinced would one day make them both rich.